Policyholder blog

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Practical, lawyer-reviewed blog posts for New York property-insurance policyholders.

Daily insurance news and practical claim guidance, written for policyholders rather than insurance professionals. AI may assist with first drafts, but every blog post should be checked against original sources and reviewed by an attorney before publication.

Editorial standardEvery news post should link to the original source, state its publication date and receive attorney review before it goes live.

Most recent

Latest blog posts and updates

July 29, 2026 · Insurance market

What regulators want to learn from the 2026 homeowners market data call

A plain-language look at the claims, coverage, deductible and nonrenewal data regulators requested.

Read the post July 28, 2026 · New York

What insurer disaster-response planning can mean after a major loss

How claim communication and catastrophe response may change after a serious New York event.

Read the post July 27, 2026 · Flood risk

New flood-mitigation funding announced for New York and New Jersey

What the federal announcement covers and why mitigation records can matter to property owners.

Read the post July 26, 2026 · Claim checklist

What to collect before a property-claim review

Build an organized first submission without sending unnecessary sensitive information.

Read the post Guide · Procedure

Preparing for an examination under oath

Understand the request, organize the record and prepare before sworn testimony.

Read the post Guide · Valuation

Replacement cost, actual cash value and depreciation

Separate the initial valuation from a supplemental replacement-cost claim.

Read the post